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Buying your first house is a big step that can be scary. Working with one of our Realtors^® when buying your home can turn the process into a pleasant one.

Best of all, there is never any charge to the buyer for our services. At no cost to you, our extensive skills and resources can make finding your dream home a reality.

We will commit to do the following:

• Financing — This is the first place to start. You need to find out how much you are approved for and what type of loan. We can help you with this process. (How much money you will need for closing, can there be seller concessions, what documents are needed for the lender, how much earnest money will you need when writing an offer, and how much you feel comfortable paying a month in monthly payments.)
   
• Then, we will need to find out your wants and needs. What area do you want to live? How many bedrooms, bathrooms, and so on do you need or want? One story or two? Do you want a basement or a garage?
   
• Then, we will search in the BLC to locate homes that meet your needs. We have access, by appointment, to every property listed by any Realtor^®.
   
• We will then set up appointments to view these homes. We will make notes on each house and answer any questions you might have. If the answer is not readily available, we will make calls to find out the answer.
   
• Once you have decided on which home you would like to buy, we will sit down with you to write the offer and discuss the offer process with you.
   
• We will summit a copy to the listing company along with a copy of your pre-approval from your lender and a copy of your earnest money.
   
• Then, the negotiations will begin. This is where our knowledge of the current market value and our experience will help get you the best possible price for the home you want to purchase.
   
• Once you have an offer accepted, we will summit all required documents of the purchase agreement and earnest money to the lender and listing company for you.
   
• We will then help you through the inspection process. We will meet with you and an inspector of your choice at the property for the inspection. We will answer all questions and make sure that you understand what the inspector has noted about the home.
   
• We will then prepare an inspection response with you. If there are any major defects, we'll ask for repairs at that time. We will summit the inspection response to the listing agent and negotiate on your behalf until there is a mutual agreement between you and the seller.
   
• We will review the appraisal and explain it to you.
   
• We will keep in touch will the lender during all of this to make sure they have all required documents.
   
• We will also keep in touch with the title company to make sure they have all required documents and to set up a closing date.
   
• We will attend the closing with you to help explain the documents that you are signing and to insure that they are correct.
   
• We will also be with you after the closing to answer your questions.